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FEATURED BENEFITS FROM NEAMB.COM

Fall is here and you’ve finally begun to settle into a routine at work and home, but you’re also noticing some kids are starting to act up and maybe you’ve even noticed you’re struggling to maintain momentum. Between lesson-planning, grading and parent teacher conferences, you may be feeling a bit maxed out- but the Holidays will be here before you even notice. Whether you’re looking for ways to start prepping for holiday travel and shopping, or you need tips on retirement planning before Open Enrollment ends, NEAMB.com has tips and advice that will help you make it to Winter Break.

  • Protecting yourself and your family is so important we have a new section of our site dedicated to helping you figure out how. Learn how to protect the Moments that Matter, myths about life insurance, and more resources to make sure everyone is taken care of.  www.neamb.com/protect
  • If you’re planning to save time and money by doing holiday shopping online, make sure to find out more about how to do so safely. During National Cybersecurity Month we’re going to have the information you need to know to make sure you are safe and secure online. Find all this and more at www.neamb.com/finance
  • Already thinking about Winter Break? We have the breakdown about what’s new at America’s Theme Parks, as well as incredible deals on cruises for National Plan A Cruise Month. We also have tips and tricks on how to plan hassle-free holiday travel planning. Go to www.neamb.com/travel
  • Winter is coming- make sure your car is ready by checking out our Car Care Checklist. We also have information on the NEA Auto Buying Program, just in time for the end of the model year so that you can get the best possible deal out there. www.neamb.com/car
  • Open Enrollment Season is about to end- have you made sure you’re saving everything you need so that you’re able to enjoy your retirement when that time comes? Run the numbers on our Retirement calculators and read more about how to boost your savings by investing outside of your pension. www.neamb.com/retirement
  • Don’t forget about the Life Insurance Awareness Month Sweepstakes for a chance to win up to $500! Contest ends October 15! www.mynealife.com
Saving

IEA MEMBERS ARE SAVING “SCADS” OF MONEY USING THE IEA’S EDUCATOR ACCESS DISCOUNT PROGRAM

The Educator Access Discount Program is a way for IEA members to save money on every day, local purchases, online purchases, hotels, restaurants, automotive services, condos and resorts, cruises and tours, entertainment and recreation, movies, services, etc., etc., etc. 

How much money is “SCADS”?  IEA Members who have used the program have saved, in the past 12 months, $124,866.00!!  Another way to illustrate:

  • For the January through June, 2019 period the following is reported:  Using the online provider in January our members redeemed 128 times saving $5402; February – 118, $5394; March – 106, $4178; April – 43, $1122; May – 52, $1198; June – 60, $5592
  • For the same period and using the mobile app:  January – 57, $7741; February – 70, $2583; March – 65, $1246; April – 29, $334; May – 37, $1764; June – 47, $5062.
  • And the combined (online and app):  January – 185, $13,143; February – 188, $7,977; March – 171, $5,424; April – 72, $1,456; May – 89, $2,962; June – 107, $10,654.
  • You combine all those stats and you have in this 6-month period:  1842 redeems from IEA members for a total savings of those redemptions of $81,646. average that out and the figures comes to $44.32 savings for each redemption.

How do you take advantage of similar savings?  Go to the IEA website (www.idahoea.org), scroll down to the picture of the IEA membership card, (click).  This takes you to the Educator Access web site.  Here you register using your member number and the email address that IEA has on file for you.  (If you don’t know your member number, any IEA office can tell you or check out the mailing label on any NEA mailing to you.)  Once you have registered you can visit anytime.  You will see that there are thousands of options for savings.  Search and enjoy!  While there you can check out how to download a mobile app so that you will be able to save money anywhere!!

Do it and YOU WILL NEVER BE SORRY!!

back to school

9 WAYS TO STRETCH YOUR BACK-TO-SCHOOL BUDGET

Cut the cost of out-of-pocket classroom expenses with these savvy money-saving tips.

Shopping for all the things you need to get back to school—books, supplies, clothes and more—can put a serious dent in your budget. For the 2017-2018 school year, educators spent an average of $652 on out-of-pocket classroom supplies, according to the most recent survey of K-12 teachers conducted by SheerID, in partnership with Agile Education Marketing.

It pays to look for deals, coupons, special offers and tools that help you trim the cost of shopping a little—or a lot.

Try these nine tips to get you back to school without blowing your budget!

1. Use your NEA member benefits

Save on your back-to-school needs—get discounts on brand name clothing, electronics, books, computers and other merchandise and services from hundreds of leading companies and local retailers through the NEA Click & Save program.  NEA Click & Save has saved your fellow members more than $20 million so far. You can also earn WOWPoints on purchases that you can spend later in NEA Click & Save stores. It’s easy to use and well worth the time. 

To find out more about the kinds of items you can buy through NEA Click & Save, read our popular article titled “10 Everyday Discounts You’re Missing Out On.”

And don’t forget to check out our extensive Teacher Discounts list for books and magazines, clothing and jewelry, classroom supplies and teaching aids, professional development, electronics, food and much more. We’ve scoured the stores and done the deals-searching for you!

2. Share your wish list

If you hand out a classroom “wish list” to tell parents what you need, save on time and copying by posting your list online, suggests Kathryn Lagden, who works for TeacherLists.com and is vice president of strategy for the site’s parent company, School Family Media.

“Declining school budgets make it more and more necessary for teachers to figure out creative solutions to keep try to their classrooms supplied,” Lagden adds. She says TeacherLists.com is a free service that makes posting and sharing wish lists “really simple and effective.”

Right now, there are more than 800,000 (teacher) lists on the site, Lagden says. The most often requested items are basic supplies such as tissues, markers, paper towels and re-sealable bags.

Lists can be posted for individual classrooms or the entire schools. Make your list, post it once, then maintain or update it as needed. Parents can access your list instantly on their computers or smartphone while shopping in stores, or on any device, any time.

3. Ask for donations

Join a gifts-in-kind organization like the National Association for the Exchange of Industrial Resources, suggests NAIER president and CEO Gary C. Smith. NAEIR collects donations of new merchandise from US corporations such as Microsoft, Stanley Tools, 3M, Rubbermaid and many others, and redistributes them for free to their not-for-profit members, including teachers and schools.

The donated items include free class materials, office and art supplies, janitorial supplies, sporting goods, tools, toys, software books and media, personal care items, party goods and more, Smith says. Teachers browse catalogs of available supplies and ask for what they need. Typically, members pay “a modest annual membership fee, plus nominal shipping and handling costs,” Smith says. (At time of writing, NAEIR was offering educators free membership.)

4. Go social

Shop for supplies and classroom needs online, suggests frugal living, shopping and travel expert Jon Lal, founder and CEO of BeFrugal.com. “Sign up for emails from your favorite stores, or follow them on social media, to hear about sales as soon as they’re happening,” he suggests.

Try free tools to manage those emails. Kristen Strem, spokesperson for Unroll.me and Slice, says people save money when their promotion and deal emails are organized in one easy-access place. Your “roll-up” (screen) on Unroll.me shows all your special offers, sorted and saved daily, so they’re not forgotten, lost, or buried under the crush of spam.

5. Opt for apps and online coupons

Don’t bother clipping paper coupons, says Lal. “A teacher’s time is valuable” and “it’s easier to find coupons online.” Try sites such as Retail Me NotCoupon Sherpa and Coupon Cabin.

Or, before you buy, search “coupon code” plus the item name, adds Brad Hines, a lesson plan creator on Teachers Pay Teachers and personal finance blogger. “There is zero excuse” not to look for coupons on every online purchase but if you don’t have time, he suggests an app called Honey that finds coupons for you automatically at the time of purchase.

For shopping on your iPhone and Android phone, a mobile app called Shopular can help you save money by delivering “geo-targeted coupons” to your phone while you’re shopping, at the retailer’s doorstep.  See who else is selling the product and who has the best price (including tax and shipping fees) with the PriceGrabber app.

Use RetailMeNot‘s mobile app to get sale information, find discounts and load coupon codes to your phone while you shop. Show the code on your phone at the checkout counter to redeem your coupon.

6. Take advantage of free shipping

Look for free shipping offers and plan your purchases to take advantage of the savings they provide, suggests Lal. Many stores offer you free shipping when your order totals a certain dollar amount. If you want to buy one item but it doesn’t cost enough to qualify for free shipping, don’t check out yet. Save your cart and keep shopping until you’ve added enough items to the order to get free shipping.

7. Comparison shop

Use price comparison tools to make sure you’re getting the best deal. “When shopping for school supplies, don’t buy the first thing you see. Shop around to make sure you’re getting the best price” or use a price comparison tool like Priceblink.com, suggests company founder and Savings Expert Karl Quist. He says Priceblink finds best deals, free shipping, coupon codes, and more, saving users time—and an average “15 to 20 percent” on everything from highlighters to printers to office equipment including printers, tablets, laptops, and more.

For example, Quist found a Canon MB2020 all-in-one printer priced at $129.99. The deal sounded good because the price was “marked down from $179.99” at Office Depot. But when Quist checked the same printer through Priceblink, it showed “several other stores have it available for $89.99—that’s a difference of $40,” he says.

8. Save after the fact

Saving money after your purchase with tools like Slice that monitor price drops, suggests Strem. The app makes it easier to get a “price match refund if that backpack you bought recently went on sale,” she says. And its handy receipt tracking feature “is great for teachers who buy classroom materials out of pocket and plan to expense later” or claim as a deduction on that year’s tax return.

9. Time your shopping

Just as holiday products are cheaper after the holiday, school supplies are cheaper after the school year begins. “If you can, wait to buy school supplies until after Labor Day,” Lal says. “Prices will drop severely late in the season.”

Bonus Tip: Be super-organized and shop a year ahead!

Hines takes timed shopping a step further. “Buy with next year in mind” to save even more. When you find a sale or special price on something your classroom will need next year, buy it now and store it for later instead of waiting until you need it, when it may not be on sale. Bonus: if the price goes up during the year, you’ll save even more by buying now.

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What do summertime Relaxing, Retirement planning and Rail trails have in common? Visit NEAMB.com to learn why summer is a good time to focus on these three “Rs”:

  • Find ways to stay fit while on vacation with 5 simple exercises, plus learn how to plan now for future health expenses. www.neamb.com/family
  • Paying for college doesn’t need to be a drain on your pocketbook—and neither do family vacations.  Learn how to survive the summer paycheck gap, find money for college, and make the most of your vacation budget.  www.neamb.com/finance
  • Do you already get the Savvy Shoppers Guide?  If not, sign up now to receive a summer cheat sheet with the best strategies to rack up savings on summertime fun.  www.neamb.com/shoppersguide

  • Is biking one of your pastimes?  Explore America’s rail trails on two wheels.  Or perhaps going to a seafood festival is more to your liking.  Read up on the top 5 seafood festivals across the U.S.  www.neamb.com/travel
  • Trying to decide if a new car is in your future?  Check out calculators that can help you decide if you should buy a set of new wheels or repair the vehicle you already have parked in your driveway.  www.neamb.com/car
  • Let us help you prepare to buy a new home.  Read tips on finding your next home, plus recommendations on staging your current one, just like the pros do!  www.neamb.com/yourhome
  • Follow six simple ways to get your finances in order and your retirement planning back on track. Our Retirement Calculators, designed especially for educators, can help you get started.  www.neamb.com/retirement

From the IEA President

“The IEA is the voice for public education in Idaho, the leader in professional development opportunities, and the greatest source for support for the education profession. Having access to discounts from an array of vendors through Member Benefits is an added bonus for members!”

Kari Overall
President
Idaho Education Association

Contact Info

208.344.8336 / 800.223.6583  
ieamemberbenefits.org
celton@idahoea.org

IEA Member Benefits Corporation
620 N 6th Street - Boise Idaho 83702

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