The NEA Advantage Loan offers a low APR and credit-building benefits to help you prepare financially for the months ahead. Whether you need extra funds for holiday gifts or want to consolidate debt, we’re here to support your financial future.

This is a personal loan for educators with limited credit options. 

• Loans typically range from $500 to $5,000 with an APR below 36%. There are no penalties for early payment.
• As you repay your loan, payment progress is shared with credit bureaus to build credit history.
• You have access to credit education, credit monitoring and money saving solutions—all designed to help you make sound financial decisions.
• The NEA Advantage Loan was created as the best hardship loan alternative for educators.

Check this benefit out as a potential way to gain some financial support for your everyday needs.