Members Advantage E-Newsletter
Stay up to date with the latest special offers from our IEA Member Benefits.
We all make these promises to ourselves at the beginning of a new year. And…invariably we, maybe as soon as two weeks later, have broken that “new year’s resolution”and gone back to our norm. BUT – THIS NEW YEAR’S RESOLUTION, if you keep it and “keep on” keeping it will save you money BECAUSE YOU ARE A MEMBER OF THE IEA/NEA.
IEA members have provided great examples of the savings they have experienced using the IEA’s Educator Access Discount Program: $200 savings on a trip to Orlando; a $230 room in Hawaii for $95; $100 savings at the Anniversary Inn in Boise; two for one pizzas; $645 savings on a rafting trip! Here’s an interesting fact: In July 2018 alone IEA members saved collectively $10,061 using this IEA Member Benefit!
You can enjoy similar savings: go to the IEA Member Benefits website, ieamemberbenefits.org scroll down and click on the picture of the IEA membership card to take you to the Access website. Register with the last 7 digits of your membership card number (hint – you will find the same number on the mailing label on any mailing you receive from NEA), your personal e-mail address, and create a password. You only need to register once. Each time thereafter you sign in with your e-mail and password. Begin to search and take advantage of the some 350,000 discounts available nationwide. (There is also a free mobile app available for your assistance. Follow the instructions on the website to download. The app is GPS friendly and will alert you to local discounts wherever you are!)
Other ways to save with Member Benefits discounts:
- NEA Click and Save:
- Save on brand-name merchandise from more than 800 top retailers, online stores and local merchants.
- Find exclusive savings on clothing,electronics, restaurants, jewelry, movie tickets and more.
- Receive advance notice of upcoming sales and special events in your area.
- TicketsatWork.com (inquire of IEA Member Benefits about using this benefit – 1-800-223-6583; 208-344-8336):
- Save up to 50% on lift tickets at ski resorts nationwide.
- Universal Studios Hollywood – save up to 25%.
- Legoland California – save up to 45%.
- Sporting events nationwide – save up to 50%.
- Six Flags theme parks – save up to 45%
- Vegas,NYC shows, etc. – save dozens of $$.
- NEA Vacations:
- Discounts on hotels, resorts, cruises, guided tour, air fare.
Check out all NEA Member Benefits discounts at www.neamb.com >What We Offer.
REPEAT AFTER ME: I do solemnly swear, that I will use my NEA/IEA Member Benefits discount programs forever, and save oodles of money, and ENJOY EVERY MINUTE OF IT!!!
WAYS TO SAVE ON YOUR HOLIDAY SHOPPING WITH “IEA’S EDUCATOR ACCESS PROGRAM” AND THE “NEA CLICK AND SAVE PROGRAM”
Get into the holiday shopping spirit with great deals and more from the IEA Educator Access Program! To start saving, just go to the IEA Member Benefits website (www.ieamemberbenefits.org) and click on the IEA membership card. if you have not already done so, register with the last 7 digits of your IEA member number (it’s on your IEA membership card [or the same number in on the mailing label from any publication you receive from NEA]), your personal e-mail address, and create a password. (You only need to register once. Each time thereafter you sign in with your e-mail and password.) Once on the Access site check out all the savings categories in the left-hand banner. SAVE, SAVE, SAVE!!
NEA Click and Save: Check out the most popular on-line discount program for NEA members and their families. This exclusive shopping service offers savings on brand name merchandise from hundreds of top retailers, online stores, and local merchants. Save on clothing, electronics, restaurants, jewelry, movie tickets and more! Plus. WOW points can be earned with every “Click and Save” purchase that will allow you to save even more on future purchases (or even get something FREE!)
SAVE LOTS OF MONEY AND ENJOY THE HOLIDAYS
California Casualty is looking to help public school sports programs in need, with the 2019 Thomas R. Brown Athletics Grant program. Middle schools and high schools seeking funds for their program can apply at www.calcasathleticsgrant.com. Applications must be received by January 15, 2019 for consideration for the 2018/2019 academic year.
Qualifying teams can receive $1,000 to $3,000.
The grant is named for California Casualty Chairman Emeritus Tom Brown, an avid sportsman who believes that teamwork, confidence and sportsmanship help develop high achievers in academics and in life.
Last year, athletes at 79 public middle schools and high schools in 33 states benefited from $83,000 awarded to aid sports programs affected by tight budgets.
The 2018 Thomas R. Brown Athletics Grants helped:
- Crosby High School (Connecticut) purchase a tackling and blocking sled to increase football team player safety
- Burley Jr/Sr. High School (Idaho)
- Somersworth Middle School (New Hampshire) outfit the softball team with new uniforms
- Red Bay High School (Alabama) provide uniforms and equipment for the baseball team
- Santan Junior High School (Arizona) invest in soccer and track and field equipment for the school’s ADAPTS sports activities for autistic students
- Firth Middle School (Idaho)
- Gervais Middle School (Oregon) provide the track and field team with sweat suits and a canopy to protect athletes during cold weather meets
- Coalinga High School (California) supply balls, jerseys and shoes for the girls basketball team
Since its inception in 2011, more than $660,000 has been awarded to some 600 schools across the nation.
“The Thomas R. Brown Athletics Grants are another example of California Casualty’s commitment to educators and students,” said Lisa Almeida, Assistant Vice President. “We are proud to help students and schools compete at a higher level.”
Public middle and high schools whose sports programs have been impacted by inadequate budgets should apply for the 2018/2019 California Casualty Thomas R. Brown Athletics Grant program at www.calcasathleticsgrant.com. The deadline for consideration is January 15, 2019.
California Casualty has served educators since 1951 (a business partner with the IEA and IEA Member Benefits since 1988) and has provided the NEA® Auto and Home Insurance Program since that time. The company has other initiatives that give back to educators for all their hard work including the $7,500 School Lounge Makeover®, www.YourSchoolLounge.com/NEA ; $500 California Casualty Award for Teaching Excellence, in conjunction with the NEA Foundation, www.neafoundation.org/for-educators/awards-for-teaching-excellence; and $200 Help Your Classroom grants, www.calcas.com/help-your-classroom.
Headquartered in San Mateo, California, with Service Centers in Arizona, Colorado and Kansas, California Casualty provides auto and home insurance to educators, firefighters, law enforcement and nurses. Founded in 1914, California Casualty has been led by four generations of the Brown family. Learn more at www.calcas.com or by calling 1.800.800.9410.
NEA Member Benefits (NEA MB) is pleased to announce a new home mortgage loan program for NEA members: the First National Bank of Omaha Home Mortgage for NEA Members. This new program will replace the previous program through Wells Fargo Home Mortgage, which ended August 31, 2018.
The FNBO Home Mortgage for NEA Members went live on November 1, 2018.
Features of the FNBO Home Mortgage for NEA Members include:
- Exclusive member benefit: No loan application, origination, or processing fees (valued approximately at $660)
- Competitive rates
- FNBO Loan Experts to assist members through a dedicated, toll-free number
- Family members (e.g., spouse/domestic partner, parents, children) are eligible to apply
- Low down payment options available
- Choice of refinance or new mortgage loan options and terms (e.g., conventional and jumbo loans with fixed rates and ARMs, and FHA, VA and USDA loans)
- Robust online application platform and online support
- Home Buying Process Quick Guide
FNBO will also be offering Home Equity Lines of Credit beginning at the end of January 2019.
NEA Member Benefits is very excited about bringing this new opportunity for purchasing or refinancing a home to NEA members and their families. For more descriptive information about this program visit www.neamb.com and click on the program at the bottom of the home page.
NEA Member Benefits (NEA MB) is committed to Making Members’ Lives Better. To that end, NEA MB is excited to announce that it launched a new website on November 1, 2018. This new website shifts the website experience from descriptions of products and services to a member-centric, emotionally driven expression of the “value and benefits” for NEA members. Over the last 18 months, NEA MB has worked very hard to re-imagine the website experience and create one that achieves members’ needs while making it more effective and enjoyable.
A few highlights of the new website strategy include:
- Personalization: Personalized, dynamically structured experiences
- Language & Tone: More conversational; less technical
- Navigation Organization: Needs-based rather than product-based
- Device Design: Fully responsive to the size of the device
Check out the new website at www.neamb.com
As of September 21, credit bureaus can no longer charge you to freeze your credit reports or to lift a freeze. Here’s what you need to know to get your free freeze.
By Kimberly Lankford
Q: I remember reading a while back that everyone starting this fall will be able to freeze their credit report for free. Is this change effective now, and what do I need to do to get my free freeze?
A: The law providing free credit freezes took effect on September 21. The three big credit bureaus—Equifax, Experian and TransUnion—can no longer charge a fee to place or lift a credit freeze. In the past, the cost to freeze your credit report varied by state. Some states required free credit freezes for their residents, but others let the credit bureaus charge $5 to $10 every time someone wanted to freeze their credit record or lift the freeze (when applying for a loan, for instance).
A credit freeze prevents new creditors from reviewing your credit report, making it harder for identity thieves to take out credit in your name. For it to be effective, you’ll need to contact each of the credit bureaus separately to initiate a freeze. To see what steps you need to take, go to the Equifax freeze page, the Experian freeze page and the TransUnion freeze page.
Once you request a freeze either online or by phone, the new law requires the credit bureaus to implement it within one day. And if you ask for the freeze to be lifted, the credit bureaus have one hour to do it. “That is the law’s maximum time, but for most people setting the freeze online or by phone, it will be pretty close to instantaneous,” says Francis Creighton, the president of the Consumer Data Industry Association, a trade organization for credit bureaus and other consumer reporting agencies.
Some states have additional consumer protections. In Utah, for example, the credit bureaus must initiate or lift the freeze within 15 minutes of the request for a freeze on a mobile app, says Rep. Jim Dunnigan, who sponsored the credit freeze legislation in the Utah House of Representatives (Utah’s law took effect in May). You can find out about additional consumer protections in your state from its division of consumer protection or the state attorney general’s office.
The freeze remains in effect until you take steps to remove it—either temporarily or permanently. “Understanding the correct terminology is important,” says Eva Velasquez, CEO and president of the Identity Theft Resource Center. “A thaw (or unfreezing) of one’s credit allows them to temporarily remove the freeze for a specified period of time. For example, if a consumer knows they will be applying for credit, they can request a thaw for a day, or a week or another specified time period. And after that time period has elapsed, the credit will freeze again—no additional action is necessary on the part of the consumer.” Lifting a credit freeze, on the other hand, removes the freeze until the consumer actively requests the freeze from the credit bureau again. It’s free whether you lift or thaw a freeze.
The new law also lengthens the duration of a fraud alert that you can place on your credit file from 90 days to one year. A fraud alert signals to businesses that you may have been a victim of identity theft and that they should verify your identity before opening any new accounts. You need only place a fraud alert with one credit bureau, which will notify the others.
© 2018 The Kiplinger Washington Editors
Brought to you by NEA Member Benefits.
Content provided by:
California Casualty, provider of the NEA® Auto & Home Insurance Program and an IEA Member Benefits partner for 30 years; and NEA Member Benefits provide this story:
It happens every year: the summer heat fades, the leaves fall and what was easy, warm-weather driving suddenly changes. As temperatures drop, it’s time to remember how to avoid slide-offs and crashes on wet, icy roads. You and your family can take precautions now before encountering winter road conditions.
The first rule of thumb is to slow down and not be in a hurry. Public safety groups continually remind drivers that slick roads mean slower stopping times and the need for increased distances between vehicles. They also add that four-wheel drive does not mean four-wheel stopping.
But there’s a lot more to remember about changing road conditions than just speed. The National Highway Traffic Administration (NHTSA) offers this pre-winter advice:
- Make sure your vehicle has good tire tread, a strong battery and fresh windshield wipers and fluid
- Have emergency items like a flashlight, jumper cables, material for traction (kitty litter or sand), a shovel, ice scraper and spare water, blankets and food
- Plan and know your route
- Practice cold weather driving so you’ll know how your vehicle responds
- Keeping a full tank of fuel
- Always use seat belts and child safety seats
When inclement weather hits:
- Never drive impaired
- Slow down and increase distances between cars
- Avoid fatigue and drowsy driving
- Watch for pedestrians
If you should become stranded in a storm, these actions can save your life:
- Call for help immediately
- Stay in your vehicle to protect against the elements and other vehicles that might slide and hit you or your car
- Crack the windows slightly and clear snow from the exhaust pipe to prevent carbon monoxide poisoning
- Run the engine for short periods of time for warmth and to recharge the battery
It’s also important that your vehicle’s exhaust system is inspected before winter’s chill. Each year, dozens of people suffer carbon monoxide poisoning in their vehicles due to exhaust system leaks, especially when windows are rolled up and heaters are turned on.
Despite the best-made plans, accidents do happen. Before you head out on the roads, make sure you know what to do if you’re involved in a crash. The National Association of Insurance Commissioners has a downloadable auto accident checklist at: http://www.insureuonline.org/auto_accident_checklist.pdf.
California Casualty also reminds you that good auto insurance protection is no accident. Find out what discounts you qualify for as an NEA member by calling a California Casualty advisor today for a policy comparison or review at 1.800.800.9410 or visit www.neamb.com/autohome.
Thanksgiving flowers: Why not get a lovely centerpiece for your Thanksgiving table or a thoughtful gift for your host? Save 20% on flower arrangements, plants, gourmet gift baskets, and more! For more information and to place your order, go to www.neamb.com and look for 1800Flowers.com under the Discounts tab.
Major appliance purchases for Christmas? With the NEA Member Benefits GE Appliance Store save an additional 15% on orders over $699, and 20% on orders over $999. Plus, NEA Members receive Free Delivery on orders over $399 every day. Black Friday offer valid November 1-28, 2018.
Already registered? Visit the GE Appliances Store at www.Shop4GE.com for offer details.
Need to register? Visit the Home and Auto Discounts category at www.neamb.com and click the Start Shopping button to register for access to the GE Appliances Store. Once registered, you can login to shop anytime at www.shop4ge.com.
*** Hey, read the bottom of this story first!!
The holidays are just around the corner— a time to rejuvenate and spend quality time with friends and family. Let NEA Member Benefits help you save time and money this holiday season with helpful ideas to:
(read more and win $1000)
- Stretch Your Holiday Budget
- Plan a Hassle-free Holiday Vacation
- Get Rewarded for Holiday Shopping
- …And much more!
Visit neamb.com/holiday starting November 1 to make holiday planning easier!
ENTER DAILY AT NEAMB.COM/HOLIDAY FROM NOVEMBER 1, 2018 TO DECEMBER 31, 2018 FOR YOUR CHANCE TO WIN!
Exclusive to NEA members and their guests, NEA Adventures is an exciting new program that features group travel to some of the world’s most iconic destinations, including Italy, Costa Rica and Peru. Each itinerary is designed with educators in mind and offers an unsurpassed combination of regional highlights, unique experiences, cultural immersion, and multiple activity levels—all at exclusive NEA member prices.
Each trip is customized to provide maximum opportunity to explore, learn, be inspired and have fun. Local experts with “insider” access guide and enrich the group experience through activities not commonly available to travelers who are on their own. The experts also look out for the group’s comfort and safety throughout the tour and are happy to make recommendations for taking advantage of free time.
Travel is an important tool to build communities, locally and globally. Joining an NEA Adventures trip supports education, development and conservation programs that empower educators, preservation of the environment and provides learning opportunities for thousands of individuals around the globe.
Visit neamb.com/neaadventures and click on the location-specific pages for more information about each guided tour currently offered. From there, click on the “View Full Itinerary” button to download a PDF containing specific details of the trip.
Call 855-667-9509 for further questions or to book your trip.
NEA Adventures tour agents are ready to answer any questions you may have and book your trip. They are available every day from 9 a.m. to 5 p.m. EDT.
NEA Member Benefits is pleased to make available an expanded array of NEA Student Loan Program options that provides NEA members and their families more choices to better meet their education financing needs.
In addition to the NEA® Smart Option (Undergraduate) Student Loan® by Sallie Mae®, a new NEA Parent Loan is now being offered with features as follows:
NEA Parent Loan:
- For those who wish to give the gift of education—the borrower does not have to be the student’s parent
- The borrower (e.g., parent, grandparent, aunt/uncle, spouse or other adult) is the primary borrower—the student is not a party to the loan
- Eligible to receive the 0.25% NEA exclusive rate discount after 12 consecutive on-time payments
- Choice of fixed or variable loan rates
- Choose interest-only or principal and interest repayment while the student is attending school
The current NEA Graduate Student Loan has been enhanced with new options:
- Repayment terms and deferral periods that are customizable based on the student’s area and length of study (includes options for MBA, Medical School, Dental School, Health Professions, Law School and more)
- Extended terms and/or grace periods may be available for students whose programs require a much longer time commitment and often higher loan amounts
NEA Graduate Student Loan borrowers are still eligible to receive the 0.25% NEA exclusive rate discount after 12 consecutive on-time payments and have a choice of fixed or variable loan rates.
Members may access information on the new NEA Parent Loan program and additional Graduate Student Loan options online at www.neamb.com/sl.
Looking for a fun way to learn students’ names? Check out how these veteran educators do it.
As a math teacher with five or six classes each year, I play a version of the name game where I introduce myself, the first student introduces himself and then me, the second student introduces himself, the first student, and then me in that order. We continue until everyone has a turn. Then I say everyone’s name in that exact order. I usually don’t miss any name.
At the start I explain that this is a listening skill, and if each student listens carefully and practices silently as we take turns, everyone will know the names of everyone in the room. Several students will usually volunteer to show that they also know every name. I point out that they are practicing a technique that helps learn math—silently answering questions being asked of anyone in the room. Silently comparing their answer to another person’s answer.
I started this game half way through the year when I realized one ninth-grade boy did not know the names of the other students. When some one joins the class later in the year we will play again with the new student going last.
I play the name game with my six classes. I start off with my name and how I’m taking the class on a trip to Aruba. “Ms. Belcher is taking a bag of books.” The first student introduces him/herself, chooses an item to take that begins with the initial of his or her first name, and then reintroduces me. This pattern continues on until the last student has repeated all names and travel items. Works each year.
I use a small rubber football that I toss to students. Here’s how it works. I point to a child and say what I think is his or her name. If I get it wrong, the child tells me his or her name, catches the ball, and tosses it back to me. We go around the room this way until every child has a chance to catch the ball. The kids are impressed that their old lady teacher can catch and throw. It takes just a few minutes, for a few days, for me to learn the names of 150 sixth graders, and I often hear “English is fun,” as the kids leave at the end of the period.
To help the students learn each other’s names, I play a version of hide and seek. One student hides out of sight in the room and the others must guess who is missing. Students learn each other’s names very quickly.
I teach six sections of physics, 25+ kids each. I start off with an “introduce your partner” whiteboard activity. I then make students’ first assignment an activity where I must know their names in two weeks. I follow that up by meeting them at the door and trying to get their names as they walk in. This not only speeds attendance (taken before the bell rings), it also gives me more practice learning their names. After two weeks, I’ve got them.