Members Advantage E-Newsletter
Stay up to date with the latest special offers from our IEA Member Benefits.
The New Year is here and that means it’s time for Resolutions—taking time to reflect on where you are and where you want to be in the future. Even though you just got back from Winter Break and are already stressed about lesson planning, grading, writing college recommendation letters and dealing with the way Snow Days are messing up your schedule, you are just about half way through the year and need to start thinking about Spring Break and your plans for the summer. No matter what you’re trying to figure out, NEAMB.com has you covered.
- The Holidays mean shopping—shopping for gifts, for meals when entertaining, and for travel. The problem is, now you have to pay the bills. Are you trying to figure out whether you should pay off your debt or invest in your savings? Or maybe you aren’t sure of the best way to consolidate your debt. We have resources, calculators and everything you need to know at www.neamb.com/finance.
- Did you make a New Year’s resolution to travel more? Not only do we have deals on cruises and other beach vacations, but our website has a quiz to help you find your dream trip for 2020. After you take the quiz, you can enter to win our Dream Vacation Sweepstakes! Learn more at www.neamb.com/travel.
- Did you graduate last spring and now you’re worried about your student loan payments kicking in? We can help you learn how to lower your monthly payments and even how to qualify for student loan forgiveness—just go to www.neamb.com/studentloans
- Protecting yourself and your family is so important that we have a new section of our website dedicated to helping you figure out how. Learn more through articles such as Moments that Matter and Five Money Mistakes to Avoid. Don’t forget to make sure your life insurance beneficiary information is up-to-date at www.neamb.com/protect.
NEA members who make a pledge to “Keep on Course” can enter to win a new Jeep® Compass* from California Casualty.
Educators lead extremely busy lives, but the worst time to multi-task or let the mind wander is when they are behind the wheel. From smartphones to navigation devices, new technology is a dangerous temptation for drivers to take their eyes off the road. Tending to passengers, eating or drinking or checking one’s appearance are also risks. The National Highway Traffic Safety Administration (NHTSA) warns that 3,100 people each year lose their life in a motor vehicle crash involving distracted driving.
NEA MB and the NEA Auto & Home Insurance Program provider, California Casualty, are working hard to end dangerous habits behind the wheel. California Casualty is rewarding NEA members who make a promise to drive safely with the chance to win a new Jeep® Compass. All it takes is a visit to www.WinAJeepCompass.com/NEA before October 4, 2020.
“Your safety is important to us,” said California Casualty Sr. Vice President Mike McCormick. “We appreciate everything you do and we know that your commitment extends beyond school to your home and family.”
Life is hectic enough without the after-effect of a car crash. K-12 educators that are NEA members can join the drive to “Keep on Course” and be entered to win at www.WinAJeepCompass.com/NEA. The campaign will run from January 1, 2020 through October 4, 2020. The winner will be announced in October or November.
Educators can take the safe driving effort into their classrooms with the free evidence-based materials from Impact Teen Drivers at www.impactteendrivers.org.
California Casualty has been serving the needs of educators since 1951 (since 1988 with the IEA) and is the only auto and home insurance company to earn the trust and endorsement of the NEA. As a result, NEA members qualify for exceptional rates, deductibles waived for vandalism or collisions to your vehicle parked at school, holiday or summer skip payment plans and free Identity Defense protection – exclusive benefits not available to the general public. Learn how to save by getting a quote at www.neamb.com/autohome, or by calling 1.800.800.9410.
*Jeep is not a participating partner in or sponsor of this contest.
The new LTOs program gives you access to ever-changing Limited Time Offers from top retailers. Get exclusive deals negotiated just for NEA members, plus “best-of-the-web” discounts you’ll love! Hurry, deals go fast! Visit www.neamb.com/LTOs.
We all make these promises to ourselves at the beginning of a new year. And…invariably we, maybe as soon as two weeks later, have broken that “new year’s resolution” and gone back to our norm. BUT – THIS NEW YEAR’S RESOLUTION, if you keep it and “keep on” keeping it will save you money BECAUSE YOU ARE A MEMBER OF THE IEA/NEA.
IEA members have provided great examples of the savings they have experienced using the IEA’s Educator Access Discount Program: $200 savings on a trip to Orlando; a $230 room in Hawaii for $95; $100 savings at the Anniversary Inn in Boise; two for one pizzas; $645 savings on a rafting trip! Here’s an interesting fact: From June to November 2019, IEA members saved collectively $24,266 using this IEA Member Benefit!
You can enjoy similar savings: go to the IEA Member Benefits website, www.ieamemberbenefits.org scroll down and click on the picture of the IEA membership card to take you to the Access website. Register with the last 7 digits of your membership card number (hint – you will find the same number on the mailing label on any mailing you receive from NEA), your personal e-mail address, and create a password. You only need to register once. Each time thereafter you sign in with your e-mail and password. Begin to search and take advantage of the 350,000 discounts available nationwide. (There is also a free mobile app available for your assistance. Follow the instructions on the website to download. The app is GPS friendly and will alert you to local discounts wherever you are!)
Other ways to save with Member Benefits discounts: (EXAMPLES)
- NEA Click and Save:
- Save on brand-name merchandise from more than 800 top retailers, online stores and local merchants.
- Find exclusive savings on clothing, electronics, restaurants, jewelry, movie tickets and more.
- Receive advance notice of upcoming sales and special events in your area.
- TicketsatWork.com (inquire of IEA Member Benefits about using this benefit – 1-800-223-6583; 208-344-8336):
- Save up to 50% on lift tickets at ski resorts nationwide.
- Universal Studios Hollywood – save up to 25%.
- Legoland California – save up to 45%.
- Sporting events nationwide – save up to 50%.
- Six Flags theme parks – save up to 45%
- Vegas, NYC shows, etc. – save dozens of $$.
- NEA Vacations:
- Discounts on hotels, resorts, cruises, guided tour, air fare.
Check out all NEA Member Benefits discounts at www.neamb.com > What We Offer.
REPEAT AFTER ME: I do solemnly swear, that I will use my NEA/IEA Member Benefits discount programs forever, and save oodles of money, and ENJOY EVERY MINUTE OF IT!!!
NEA Click & Save is an online shopping platform that brings you exclusive savings on brand-name merchandise from hundreds of top retailers, online stores and local merchants. You’ll save on clothing, electronics, restaurants, home items, movie tickets and more. As an NEA member, you’ll receive extra discounts on top of public savings at more than 30,000 brands, merchants and retailers.
You’ll also earn WOWPoints every time you shop through NEA Click & Save, which you can then use for additional savings on purchases.
WOWPoints are loyalty points that you can earn and redeem when you shop through NEA Click & Save. Redeem the WOWPoints you earn from shopping at a wide variety of shops and on whatever it is you love: travel, electronics, apparel, movies, gifts and more. Earning 10x WOWPoints is like getting 10% back on your purchase.
To tap into all the savings opportunities, just log in to www.neamb.com, register if you haven’t already, click on “What We Offer“ > Online Shopping > “Start Shopping” and you’re ready to shop.
Using this IEA benefit you can save on groceries, automotive services, hotels, apparel, electronics, department stores, dining, movies, recreation, entertainment, travel, etc.
It’s simple! Go to the IEA website (www.idahoea.org) or the IEA Member Benefits website (www.ieamemberbenefits.org), find the picture of the IEA membership card (click). This takes you to the online site for the Educator Access Discount. Register with your member number (if you don’t know it, the IEA can help) and the email that the IEA has for you, and you are ready to start saving. You can also acquire the mobile app when you are on the site so that you can learn where savings are when you are out and about.
Enjoy the savings, and Happy Holidays.
In the September 2019 issue of this newsletter a story was run that encouraged IEA members to enter the IEA into a contest in a competition for new member registrations on the NEA Member Benefits website. Two things happened:
(1) Our members read that story.
(2) Apparently a lot of our members entered the IEA into the contest by registering on the site.
The IEA affiliate is one of the top nine State Education Associations (ranked number 7 of the 51 state affiliates) with the most new NEAMB.com website registrations. As the seventh place finisher, the IEA has won 25 vouchers for premium in SAVI (Student Loan Forgiveness Navigator).
SAVI, an online student loan evaluation tool, allows you to determine your repayment options, and shows you what your potential savings could be for FREE. The average user finds over $1,500/year in savings.
Once you see your options, you can choose to apply for the programs, (like premium) which includes an e-filing service and 1-on-1 support from student loan experts for $29.95. These 25 vouchers will allow 25 teachers to receive premium for FREE!
The dispersal of these 25 vouchers is yet to be determined. Thanks to all of you who registered! Twenty-five IEA members who are carrying student loan debt will be happy.
The mission of NEA Member Benefits: Our enduring promise is to make NEA members’ lives better. Through carefully vetted, best-in-class programs and services, as well as know-how and solutions to help you be an empowered consumer, we’re here to help you make the most of your membership every day.
- – Plan for a secure future
- – Maximize your hard-earned dollars
- – Receive support in times of need
- – Live your best life
NEA Member Benefits continues to provide education professionals with solutions that help make their lives better so they can focus on educating and supporting students.
Great care is taken in choosing partners that not only share your passion and commitment for public education, but that can deliver special agreements and exclusive deals that can help you stretch your dollars and protect your family. Member dues are never used for the promotion of products and services.
NEA Member Benefits is grounded in knowing that educators deserve more—that being an educator is not a profession, but a calling. Get personal guidance and support, along with easy-to-use tools and resources, for financial and retirement planning, health and wellness, leisure, travel, family life and more. Whenever you have issues or concerns, you have the power of NEA Member Benefits behind you. And if you face a serious issue, such as a natural disaster, you can depend on NEA MB to be there to help you through it.
Save an EXTRA 20% off orders over $999 and 10% off orders over $699!
See Store for details. Offer valid 11/1/19 – 12/5/19.
Plus, NEA Members receive Free Delivery on orders over $399** every day.
Already registered? Visit the GE Appliances Store at www.Shop4GE.com for offer details.
Need to register? Visit the Home and Auto Discounts category at www.neamb.com and click the Start Shopping button to register for access to the GE Appliances Store. Once registered, you can login to shop anytime at www.shop4ge.com.
*Delivery not available in Alaska, Hawaii and other select ZIP codes within the continental U.S. To verify delivery to your home, enter your deliver-to zip code on the login page of the GE Appliances Store.
SAVE ON a NEW VEHICLE: Check Out 2019 End-of-Model Year Closeout Deals Through the NEA AUTO BUYING PROGRAM
If you’re in the market for a new or used car, the NEA Auto Buying Program through TrueCar is the first place you should look! NEA members and their families enjoy preferred pricing year-round, save an average of $3,402 off MSRP on new cars, plus get these other benefits:
- Used Car Discounts—Save hundreds off the list price.*
- See What Others Paid—See what others have paid for the same car so you know when you’re getting a good or a great price.
- Upfront Pricing—See pricing, price rankings, and lock in Guaranteed Savings on the car you want before you even leave home.
- Enjoy a Hassle-Free Experience—Bring in your Price Certificate to a Certified Dealer or show it on your mobile phone.
NEA members also receive TrueCar Buyer’s Bonus Benefits at no additional cost, including Auto Repair Reimbursement and Auto Deductible Reimbursement – benefits that could be worth up to $2,000 (available in most states).
Visit the NEA Auto Buying Program today to see how much you can save! Go to www.neamb.com/buyacar
*Discounts not available on all cars or in all states.
It seems as if there is some confusion about how auto insurance rates are set. Premiums have been going up, sometimes when a driver hasn’t had an accident or claim.
The reality is that Insurance companies are finding more of us are on the roads thanks to cheaper gas and an improving economy. As we drive more miles, the result has been an increase in crashes and the amount of money insurance companies are paying out. The cost to fix or replace vehicles damaged by fires, hail and flood has also increased the past few years. These costs are forcing insurance companies to charge more for coverage.
You may be wondering what other factors affect your auto insurance costs. To help you understand how insurance companies determine what they charge, we thought we’d dispel some misconceptions. Buckle up and enjoy the ride as we separate fact from fiction.
Myth 1: The color of your vehicle determines what you will pay for auto insurance.
Fact: We’ve heard it too, but it is just not true. Think about it, have you ever been asked what color car you drive when you’ve bought insurance? Most insurers want to know if the car you drive is a Ford or Ferrari, what kind of driving record you have, where you live and the miles you drive each year.
Myth 2: Older drivers pay more for auto insurance.
Fact: Many drivers over 55 years of age can qualify for a reduction in auto insurance rates if they successfully complete a safe driving course or meet other requirements. Many insurance companies consider a healthy, retired driver who only uses the car sporadically and has a clean driving record a better risk than someone in their teens or early 20’s.
Myth 3: Your state’s minimum liability auto insurance requirements are enough to protect your assets.
Fact: You may have insurance, but if you only have your state’s minimum liability requirements, you probably aren’t adequately protected. Medical costs are soaring and injury lawsuits following crashes are rampant. With minimum liability, if you are found “at fault” for an accident in which others were hurt, you could be paying out of pocket for lost wages, pain and suffering and medical expenses that could easily add up to much more than your liability limits. Losing a lawsuit could also mean having to sell your home and having your future income garnished to pay those bills.
Myth 4: Your auto insurance policy covers damage to your car from a crash or if it’s stolen.
Fact: Not unless you purchased comprehensive and collision coverage. Both are optional with most auto insurance policies and pay when your vehicle is crunched in a crash that you caused, or is damaged by flood, fire, windstorm, vandalism, animals or if it is stolen. If you don’t have comprehensive and collision coverage, you’ll pay out of pocket to repair or replace your vehicle if something happens.
Myth 5: Your personal auto insurance covers business use of your vehicle.
Fact: Most personal auto insurance policies exclude business use of a vehicle. If you are using it to deliver pizzas, or you’ve signed on as an Uber or Lyft driver, you may need a commercial auto insurance policy. You should talk to an insurance advisor as soon as possible.
How to Reduce Insurance Costs
Here are some things you can do to reduce the amount you pay for auto insurance:
- Check for good driver/good student discounts
- Research insurance costs when buying a new vehicle
- Combine your insurance (auto with your home or renters, or if you and your spouse or partner have individual policies)
- Reduce your commute (ride a bike, use mass transit or move closer to where you work)
- Increase your deductibles
- Clean up your credit score
- Get a policy review
If you haven’t looked into the NEA Auto and Home Insurance Program from California Casualty, you are missing exclusive benefits for NEA members not available to the general public:
- Deductibles waived or reduced for vandalism or accidents that occur when your vehicle is parked at work
- Personal property damaged or lost in a collision, fire or taken from your car is covered up to $500
- Rates guaranteed for a full year (not six months)
- Free identity theft protection with each policy
- Multiple payment options including E-Z Pay and holiday or summer skips
Contact a California Casualty advisor today. You might be surprised at the savings and all the benefits you qualify for as an educator at 1.800.800.9410 or www.neamb.com/autohome.
Three school programs are getting a boost, thanks to a $250 Music and Arts Grant from California Casualty. The grant will enable:
- Filer High School (Filer) to purchase Photography Equipment
- Summit Elementary School (Jerome) for the Recorder Music Program
- Clark County School District #161 (Dubois) for Music Equipment
Idaho schools are among 139 public schools in 31 states receiving a total of $34,750 to provide materials, supplies and instruments for art, music and performance programs at the schools.
The grant is designed to foster creativity in schools, such as choir, band, dance, film, theater, computer arts and graphics, or any K-12 curriculum that employs art for learning.
California Casualty has partnered with Idaho Education Association since 1988 and understands the importance of music and arts education for children. Numerous studies have concluded that sharing a love of the arts enhances students’:
- Brain development
- Classroom involvement
Music and art curriculum has also been shown to reduce disciplinary issues and dropout rates.
Unfortunately, many schools have reduced or eliminated music and arts education because of budget cuts. California Casualty hopes to fill the need with the Music and Arts Grant. California Casualty hopes to fill the need with the Music and Arts Grant.
“Students love to showcase their creativity, and helping educators keep music and arts in the forefront of every-day learning is absolutely the right thing for us to do,” said California Casualty AVP Brian Goodman.
Oregon public K-12 schools needing funding for an arts or performance program can apply for the 2020 Music and Arts Grant from California Casualty, at www.calcasmusicartsgrant.com.
Founded in 1914, California Casualty has provided the NEA® Auto & Home Insurance Program to members since 2000. Headquartered in San Mateo, California, with Service Centers in Arizona, Colorado and Kansas, California Casualty has been led by four generations of the Brown family. To learn more about California Casualty, or to request an auto insurance quote, please visit www.calcas.com/IEA or call 1.800.800.9410.