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PREPARE FOR WINTER DRIVING

California Casualty, provider of the NEA® Auto & Home Insurance Program and an IEA Member Benefits partner for 30 years; and NEA Member Benefits provide this story:

 

It happens every year: the summer heat fades, the leaves fall and what was easy, warm-weather driving suddenly changes. As temperatures drop, it’s time to remember how to avoid slide-offs and crashes on wet, icy roads. You and your family can take precautions now before encountering winter road conditions.

 

The first rule of thumb is to slow down and not be in a hurry. Public safety groups continually remind drivers that slick roads mean slower stopping times and the need for increased distances between vehicles. They also add that four-wheel drive does not mean four-wheel stopping.

 

But there’s a lot more to remember about changing road conditions than just speed. The National Highway Traffic Administration (NHTSA) offers this pre-winter advice:

 

  • Make sure your vehicle has good tire tread, a strong battery and fresh windshield wipers and fluid
  • Have emergency items like a flashlight, jumper cables, material for traction (kitty litter or sand), a shovel, ice scraper and spare water, blankets and food
  • Plan and know your route
  • Practice cold weather driving so you’ll know how your vehicle responds
  • Keeping a full tank of fuel
  • Always use seat belts and child safety seats

 

When inclement weather hits:

  • Never drive impaired
  • Slow down and increase distances between cars
  • Avoid fatigue and drowsy driving
  • Watch for pedestrians

 

If you should become stranded in a storm, these actions can save your life:

  • Call for help immediately
  • Stay in your vehicle to protect against the elements and other vehicles that might slide and hit you or your car
  • Crack the windows slightly and clear snow from the exhaust pipe to prevent carbon monoxide poisoning
  • Run the engine for short periods of time for warmth and to recharge the battery

 

It’s also important that your vehicle’s exhaust system is inspected before winter’s chill. Each year, dozens of people suffer carbon monoxide poisoning in their vehicles due to exhaust system leaks, especially when windows are rolled up and heaters are turned on.

 

Despite the best-made plans, accidents do happen. Before you head out on the roads, make sure you know what to do if you’re involved in a crash. The National Association of Insurance Commissioners has a downloadable auto accident checklist at: http://www.insureuonline.org/auto_accident_checklist.pdf.

 

California Casualty also reminds you that good auto insurance protection is no accident. Find out what discounts you qualify for as an NEA member by calling a California Casualty advisor today for a policy comparison or review at 1.800.800.9410 or visit www.neamb.com/autohome.

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RENTERS: PROTECT YOUR POSSESSIONS FOR LESS THAN A DOLLAR A DAY

Be sure to read to the end of this story to see how you can WIN a 2018 Dodge Journey!  

You’ve been busy preparing for the new school year. The dollars you spend purchasing materials for the classroom add up quickly, but you do it so students will start the semester on a positive note.

You’re so focused on their needs that you may forget about your own needs: getting enough sleep, eating right and protecting your important possessions.

If you’re a renter, the NEA® Auto & Home Insurance Program provided by California Casualty can help take some of the stress away. For about $12 a month (well under what than average person spends each month for coffee, cell phone service or internet) you can get coverage from fire, water damage or theft.

NEA Member Benefits partnered with California Casualty to provide you this important benefit because it’s a good investment that gives you peace of mind, allowing you to concentrate on helping students succeed. Here’s why:

  • It includes liability protection, which pays legal or medical bills if you are sued by someone who tripped and got hurt at your home, if your dog bit someone, or for damage to others from a fire that started in your unit
  • It provides living expenses if you’re evacuated or while your place is repaired or rebuilt after a fire or flooding from a broken water pipe
  • It covers personal items damaged or stolen from your vehicle (after the deductible)
  • It pays for items stolen while traveling or on vacation

The liability limits of your policy also extend into the classroom.

Renters insurance does so much to protect you and your possessions that it’s hard to imagine not having it. However, 60 percent of renters are taking a risk and doing without this important protection.

They either think their landlord’s insurance will cover their possessions (it doesn’t), they don’t think they have enough items to protect, or that it costs too much.

Imagine the cost if you had to replace everything you owned because of a fire or break-in. Renters insurance will pay for living expenses and will help replace teaching materials, your mattress and bedding, stereo equipment, computers, other electronics, and all the pots, pans, silverware and other things in the kitchen.

If you’re on a tight budget, it’s possible to reduce premiums by choosing a slightly higher deductible, being a nonsmoker, and having security devices, sprinkler systems and fire extinguishers. In many cases, the savings from simply bundling with your auto insurance will pay for your renters insurance.

Another way to save is to make a comprehensive inventory of all the things you own, so you will only pay for what you need. Having that inventory will also help speed up a claim if something bad happens. California Casualty has an easy to read inventory guide for you to use.

When you weigh the value, having renters insurance just makes sense. Find out how little renters insurance costs, and how much it covers; call a California Casualty advisor today at 1.800.800.9410 or visit www.calcas.com/NEA.

California Casualty also has educator specific professional information and numerous resources for you, like a moving guide checklist, at our blog, https://mycalcas.com.

While you’re looking into renters insurance, don’t forget to enter California Casualty’s “Wherever Your Journey Takes You…We’ll Be There” Sweepstakes at www.winajourney.com. A lucky educator will win a 2018 Dodge Journey.

This article furnished by California Casualty, founded in 1914 and serving the needs of educators since 1951. (California Casualty has been servicing IEA members since 1988!) California Casualty is the only auto and home insurance company to earn the trust and endorsement of the NEA. As a result, NEA members qualify for exceptional rates, deductibles waived for vandalism or collisions to your vehicle parked at school, holiday or summer skip payment plans and free Identity Defense protection – exclusive benefits not available to the general public. Learn how to save by getting a quote at www.neamb.com/autohome, or by calling 1.800.800.9410.

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NEA® Vehicle Protection Program – Affordable Protection Against Unexpected Auto Repair Costs

The NEA® Vehicle Protection Program offers you the peace-of-mind that comes from not having to worry about the high cost of unexpected auto repairs. Backed by CARCHEX, an A+ Rated BBB Business and nationwide leader in automotive extended warranty protection, the NEA Vehicle Protection Program provides you with the highest level of extended auto warranty coverage at the lowest possible price. By extending warranty coverage beyond the term of your original manufacturer’s warranty, the NEA Vehicle Protection Program lets you steer clear of the high cost of major auto repairs.

 

Purchasing and Using Extended Vehicle Protection is Easy!

  • Choose the coverage option and pricing plan that best meets your needs
  • You choose the repair facility—you can use any licensed repair facility in the US or Canada
  • After satisfying any applicable deductible, the repair facility will submit your claim
  • Your claim is paid directly to the repair facility

 

NEA Members are eligible for a $100 discount on any extended vehicle protection policy and also receive the following benefits:

  • We Pay Your Vehicle Repair Bills
  • 0% Easy Payment Plans
  • 24/7 Roadside Assistance
  • Car Rental Coverage
  • Hotel and Lodging Coverage
  • Lock-Out Service
  • Emergency Fuel Delivery
  • Flat Tire Change Service
  • Battery Jump Service

 

Get a custom quote for your make & model today and see how easy and affordable it can be never to worry about auto repair costs again!

 

 

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NEA COMPLIMENTARY LIFE INSURANCE – FREE!

As a member of IEA/NEA you are covered with a free life insurance policy. Coverage is issued by The Prudential Insurance Company of America (Prudential). To help give your family the insurance protection and added peace of mind they deserve, the NEA Members Insurance Trust® offers Complimentary Life Insurance at no extra cost to Active, Staff, Reserve and Life members.

This complimentary coverage includes:

  • Up to $1,000 of term life insurance ($200 per year of continuous membership to a maximum of $1000.)
  • Up to $5,000 of accidental death and dismemberment (AD&D) coverage ($1000 per year of continuous membership to a maximum of $5000.)
  • $50,000 of AD&D insurance for any covered accident that occurs on the job or while serving as an Association Leader.
  • $150,000 of life insurance for unlawful homicide while on the job.

Who should your coverage be protecting?

Settle this important question today by taking a moment to name one or more beneficiaries. If the worst happens to you, your choice will clear up doubts and cut through delays—speeding up benefit payments for loved ones who need them.

Your complimentary coverage is a great first step. Is it enough?

Many members rely on NEA Complimentary Life Insurance to supplement school district coverage. But the combined benefit may not be enough for family members to remain in your home or pay their bills easily. Our coverage calculator helps you assess their needs.

With this calculator you can determine if you wish to purchase additional life insurance coverage with the several options available from NEA Member Benefits.

From the IEA Executive Director

"I feel that being an IEA member is a professional right and responsibility. Partnering with MBC just makes your membership an even more valuable resource."

Sue (Scott) Wigdorski
Idaho Education Association
Executive Director

From the IEA President

“The IEA is the voice for public education in Idaho, the leader in professional development opportunities, and the greatest source for support for the education profession. Having access to discounts from an array of vendors through Member Benefits is an added bonus for members!”

Kari Overall
President
Idaho Education Association

Contact Info

208.344.8336 / 800.223.6583  
ieamemberbenefits.org
iea-mbc@idahoea.org

IEA Member Benefits Corporation
620 N 6th Street - Boise Idaho 83702

Copyright 2017 © All Rights Reserved

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