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VALENTINES DAY PURCHASES? WANT TO SAVE SOME MONEY?

Show some love to your family and friends this Valentine’s Day!

NEA Click & Save, the online discount buying service for NEA members, features some discounts this month that might just be what you are looking for.  Check out these possibilities!*

*Note: Up-to-date information on merchant discounts, shipping terms and WOW Points appears on the NEA Click & Save Web page at www.neamb.com/clickandsave and may change at any time.

Don’t forget to use your WOWPoints—they’re just like cash (100 WOW Points = $1; plus, no blackout dates and no expiration)!

  • Perfume.com:Find thousands of brand name perfumes, colognes, and skin and hair care products from one of the top online fragrance retailers. Get 6X WOWPoints on your purchase!
  • Sephora: Treat yourself or someone else to beauty products, including cosmetics and bath & body sets. Earn 2X WOWPoints, plus get free shipping on orders of $50 or more.
  • Jewelry.com: Feast your eyes on amazing jewels, from everyday basics to couture, and at everyday prices. Earn 8X WOWPoints, too!
  • Boscov’s: Choose from the widest assortment of famous brands and merchandise such as apparel, linens, home décor, and more. Get 3X WOWPoints on your purchase.
  • LuggageGuy.com:  Save up to 75% on designer luggage and bags from Pierre Cardin, Liz Claiborne, Diane Von Furstenberg, and Samsonite. Returns within 30 days get a replacement or refund.
  • Dyson:  Save up to $250 on select Dyson technology, including vacuums, fans & heaters, and hair care tools. Earn 3X WOWPoints on your purchase.

Be sure to check C&S often for unadvertised, limited time offers, including discount dining certificates from Restaurant.com. Join the thousands of NEA members already registered for NEA Click & Save. Go to www.neamb.com/clickandsave or http://www.neamb.com/shopping-discounts/nea-click-and-save-retail-discounts.htm and start saving today!

Credit Card Theft

LOCK YOUR CREDIT CARD IF IT GOES MISSING

Locking — rather than cancelling — a card, will block purchases and other ways a thief could hurt you, while still allowing recurring payments and similar conveniences to carry on unaffected. Check out the following article.

By Miriam Cross

Canceling and replacing a lost debit or credit card can be a hassle. After the new card arrives in the mail, you need to update every retailer, streaming service or utility provider that relies on your card number for payments. Now, many banks and credit card issuers are adding the option of temporarily “locking” your card instead, in case you want to buy some time to search for your card.

The lock can be an on/off switch in the bank’s app or on its website, or it can be a more sophisticated feature that allows you to specify, say, the locations or the types of transactions that are approved for your card. A lock will typically prevent new purchases, ATM activity, cash advances and balance transfers, but it will allow automatic or recurring payments, returns, credits and dispute adjustments. For extra security, you can also turn a card “off” that you are leaving behind while on vacation. Most issuers allow indefinite locks, though American Express lifts a lock after seven days.

You should lock your card as soon as you notice it’s gone or find an unfamiliar charge, then investigate further before contacting your bank, says David Keenan, senior vice president in card products at Fiserv, a financial technology company that has a locking and alert app called CardValet (available at Fiserv partner banks). If you can’t find your card, notify your issuer. Most issuers will send you a new card free, but they may charge a fee for rush deliveries.

If you’re waiting for a new debit card to arrive and need to withdraw cash, a bank branch may provide you with a temporary debit card on the spot. Some issuers also help you update merchants with your new card number. American Express will allow most recurring payments to go through seamlessly. Bank of America may provide your new card number to merchants with whom you have recurring payments, and Wells Fargo’s Control Tower tool will show you a list of merchants with whom you’ve had recurring transactions within the past 12 months.

© 2019 The Kiplinger Washington Editors

Brought to you by NEA Member Benefits.

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Credit Card

NEA® CASH REWARDS CREDIT CARD NOW GIVES THE POWER TO CHOOSE WITH 3% CASH BACK OPTION

The NEA® Cash Rewards Credit Card, provided by Bank of America, now gives cardholders the flexibility to choose how they earn rewards based on their changing priorities and interests. This is the first cash back card that offers this level of flexibility on earning and redeeming rewards.

As of January 14, 2019, cardholders are able to choose how they earn their three percent cash back from one of six popular categories: gas, online shopping, dining, travel, drug stores, or home improvement and furnishings. Cardholders will continue to earn two percent cash back at grocery stores and wholesale clubs, and unlimited one percent cash back on all other purchases.

Cardholders can easily change their three percent category for future purchases once each calendar month in their Mobile Banking app or in Online Banking, or make no change and it stays the same. The three percent cash back category will initially be set to gas. The ability to choose the three percent category will automatically be applied to existing Cash Rewards accounts and all new Cash Rewards cards.

In addition to changing the way cardholders can earn rewards, the NEA Cash Rewards Credit Card offers more flexible redemption options. Members will continue to enjoy these other features of the NEA Cash Rewards Credit Card:

  • No annual fee.
  • Cash rewards don’t expire.
  • Cardholders earn three percent and two percent cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn one percent.

Current NEA Cash Rewards Credit Card cardholders are being notified about this new option by mail, email, and in their bank statements. If you have any questions about the enhanced NEA Cash Rewards Credit Card, go to https://www.neamb.com/products/nea-cash-rewards-card.

From the IEA President

“The IEA is the voice for public education in Idaho, the leader in professional development opportunities, and the greatest source for support for the education profession. Having access to discounts from an array of vendors through Member Benefits is an added bonus for members!”

Kari Overall
President
Idaho Education Association

Contact Info

208.344.8336 / 800.223.6583  
ieamemberbenefits.org
celton@idahoea.org

IEA Member Benefits Corporation
620 N 6th Street - Boise Idaho 83702

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